Florida’s legal landscape has changed—and if you’ve been injured in a car accident, slip-and-fall, or any other negligence-related incident, you need to understand how these new laws affect your rights. In 2023 and 2024, the Florida legislature enacted sweeping tort reform measures that limit how and when injury victims can pursue compensation.
At Iscoe Law, we stay ahead of every legal shift so that our clients in Miami and South Florida can still get the justice they deserve. Here’s what you need to know about Florida’s 2025 tort reform changes and how they may affect your personal injury claim.
What Is Tort Reform?
Tort reform refers to changes in civil law that affect how people sue for damages—especially in personal injury cases. The goal, according to lawmakers, is to reduce frivolous lawsuits and lower insurance premiums. But for injury victims, these changes can often make it harder to recover fair compensation.
Key Changes to Florida Tort Law
1. Statute of Limitations Shortened
Previously, you had 4 years from the date of an accident to file a personal injury lawsuit in Florida. Now, you only have 2 years. This compressed timeline means:
- Less time to gather evidence
- More urgency to contact a lawyer
- Higher risk of missing your legal window
Tip: If you’re injured in 2025, act quickly. Call Iscoe Law immediately to preserve your rights.
2. Modified Comparative Negligence Rule
Under the new law, if you are found to be more than 50% at fault, you can’t recover any damages. That’s a major shift from the old system, where even if you were 80% at fault, you could still recover 20% in damages.
This change is a huge win for insurance companies—and a potential risk for victims without legal representation.
3. Limitations on Medical Damages
The new law tightens how medical damages are calculated, often lowering the amount insurance must pay for treatment. For example, future medical costs must now be based on actual payments, not estimated charges—which can drastically reduce your compensation in severe injury cases.
Iscoe Law works closely with medical experts to ensure accurate, documented records are included in every claim.
4. Attorney Fee Adjustments
Reforms have also capped how attorney’s fees are awarded in some cases, which may discourage some firms from taking on complex or high-risk cases. But at Iscoe Law, we continue to take on tough cases because we believe in people—not percentages.
How These Laws Affect Miami Injury Victims
If you were hurt in a car crash in Brickell, a slip and fall in Wynwood, or a bike accident in Coconut Grove:
- You now have less time to file.
- If you’re blamed for the accident, you may get nothing.
- Your medical bills might not be fully reimbursed.
- Insurance companies may use these laws to lowball you even more than before.
That’s why hiring an aggressive, experienced personal injury firm is more important than ever.
Final Thoughts
Tort reform in Florida has shifted the balance of power—but it hasn’t taken away your right to fight.
At Iscoe Law, we know how to navigate the new system, challenge low settlement offers, and build compelling cases that still win. We don’t let these reforms become excuses for insurance companies to walk away without paying what you deserve.
Schedule a free case evaluation today, and let us make sure you don’t miss your shot at justice in 2025.
