Rideshare services like Uber and Lyft have become a popular and convenient way to get around Miami and South Florida. But what happens if you’re injured in a rideshare accident?
Unlike regular car accidents, rideshare crashes involve complex liability issues. Who pays for your medical bills? Can you sue Uber or Lyft? Getting compensation isn’t always easy, and insurance companies may try to deny your claim.
At Iscoe Law Firm, we help rideshare accident victims navigate the legal process and fight for full compensation. This guide explains your legal rights, who is responsible for damages, and how to maximize your claim.
Who Is Liable in an Uber or Lyft Accident? 🚗💥
Liability in rideshare accidents depends on who caused the crash and whether the Uber/Lyft driver was actively working at the time.
✅ If the Rideshare Driver Caused the Accident:
- If the driver was actively transporting passengers or was on the way to pick up a rider, Uber and Lyft’s $1 million insurance policy applies.
- If the driver was logged into the app but had no active ride request, Uber/Lyft provide limited coverage (usually $50,000 per person in injuries).
- If the driver was off-duty (not logged into the app), their personal auto insurance applies.
✅ If Another Driver Caused the Accident:
- The at-fault driver’s insurance should cover damages.
- If the at-fault driver is uninsured, Uber and Lyft offer uninsured motorist coverage to protect passengers.
📌 Determining who is responsible in a rideshare accident is complex. An attorney can help you figure out who should pay for your damages.
What to Do After an Uber or Lyft Accident in Miami 📝
If you’ve been injured in a rideshare accident, taking the right steps can protect your claim and maximize your compensation.
✅ 1. Call 911 & Report the Accident 🚔
- Request an official police report—this serves as crucial evidence.
✅ 2. Take Photos & Collect Evidence 📸
- Capture vehicle damage, injuries, and the accident scene.
- Get witness contact information.
✅ 3. Seek Medical Attention Immediately 🏥
- Even if injuries seem minor, delayed symptoms (whiplash, concussions) can appear later.
- Florida’s PIP law requires medical treatment within 14 days for coverage.
✅ 4. Get Rideshare Information 🚘
- Screenshot the Uber/Lyft app showing your ride details.
- Note the driver’s name, license plate, and insurance details.
✅ 5. Contact a Rideshare Accident Lawyer Before Speaking to Insurance Companies ⚖️
- Uber and Lyft’s insurance adjusters may try to minimize payouts—don’t give a recorded statement without legal guidance.
🚨 Injured in an Uber or Lyft accident? Contact Iscoe Law Firm today for a FREE consultation.
What Compensation Can You Recover? 💰
If you were injured in a rideshare accident, you may be entitled to compensation for:
💰 Medical Expenses – Hospital bills, therapy, medication.
💰 Lost Wages – Compensation for missed work.
💰 Pain & Suffering – Emotional distress, PTSD, loss of enjoyment of life.
💰 Property Damage – Repair or replacement costs if your vehicle was involved.
📌 A lawyer ensures you get the full compensation you deserve—not a lowball settlement.
Why Rideshare Accident Claims Are More Complicated Than Regular Car Accidents
Unlike regular car crashes, rideshare accident claims involve multiple insurance policies.
🚨 Common Challenges in Uber & Lyft Accident Cases:
❌ Insurance Companies Shifting Blame – Uber and Lyft may try to deny liability.
❌ Unclear Insurance Coverage – Who pays depends on whether the driver was logged into the app.
❌ Delayed Insurance Payouts – Rideshare companies often delay claims, hoping victims will settle for less.
✅ An experienced personal injury lawyer can cut through the confusion and fight for fair compensation.
- How Long Do You Have to File a Rideshare Accident Lawsuit in Florida?
Florida law limits the time you have to file a lawsuit.
🚨 Statute of Limitations for Rideshare Accidents in Florida:
✅ 4 years from the accident date for personal injury claims.
✅ 2 years for wrongful death cases.
📌 If you miss the deadline, you lose your right to compensation—don’t wait!
Why You Need a Miami Rideshare Accident Lawyer
Filing a claim against Uber, Lyft, or their insurance providers can be difficult without legal representation.
At Iscoe Law Firm, we:
✅ Investigate your accident to prove liability.
✅ Handle all insurance negotiations to prevent low settlements.
✅ Fight for maximum compensation so you’re fully covered.
✅ Take your case to court if necessary—we don’t settle for unfair payouts.
🚨 We work on a contingency fee basis—this means you pay NOTHING unless we win your case!
Final Thoughts: Protect Your Rights After an Uber or Lyft Accident
Being injured in a rideshare accident can be overwhelming, but you don’t have to handle it alone.
💡 Key Takeaways:
✅ Uber and Lyft provide up to $1 million in insurance coverage—but only under certain conditions.
✅ Take immediate action after an accident—report it, get medical care, and document everything.
✅ Never accept the first settlement offer without speaking to a lawyer.
✅ Hiring a personal injury attorney can significantly increase your compensation.
🚨 If you’ve been injured in an Uber or Lyft accident, don’t wait—contact Iscoe Law Firm today for a FREE consultation.
📞 Call now or visit our website to start your claim.
