Uber & Lyft Insurance Coverage in Florida
Uber and Lyft mandate safety criteria for drivers, including age, license, and insurance requirements. Nevertheless, accidents occur, and coverage may depend on the driver’s app status at the time of the crash.
Driver Logged Into App, Not Carrying Passengers
- $25,000 in property damages
- $50,000 in death and bodily injury per person
- $100,000 in bodily injury per accident
- PIP and UIM coverage, where applicable by law and policy terms
Driver Carrying Passengers
- $1 million liability coverage
- Coverage may apply for bodily injury
- Coverage may apply for property damage
- Coverage may apply for death-related claims
- PIP and UIM coverage, where applicable by law and policy terms
If the driver is not logged into the rideshare app at the time of the accident, the driver may need to rely on their personal insurance policy.
What to Do If You’re a Driver
As an Uber or Lyft driver involved in an accident, the recovery process can be daunting. Our staff is adept at guiding you through understanding the damages you might recover.
Compensation for personal injury and property damage may be sought if you were active on the app during the accident. Because coverage may depend on the exact app status, time of the crash, and available insurance, it is important to speak with a legal professional as soon as possible.
Common Causes of Ridesharing Accidents
While rideshare accidents may share commonalities with regular car accidents, there are additional risks associated with rideshare vehicles.
Driver Distraction
Rideshare drivers often use phones for pick-ups and navigation, increasing distracted driving risks.
Drowsy Driving
Long hours and late-night driving may increase fatigue and accident risk.
Speeding
Drivers rushing to reach passengers may speed or disobey traffic rules.
Unfamiliar Areas
Drivers may make errors when navigating unfamiliar neighborhoods or busy Miami roads.
Inexperience
Less experienced drivers may be more likely to make unsafe decisions behind the wheel.
Passenger Safety Concerns
Background checks may not identify every possible risk, including unsafe or violent behavior.
Who Is Liable in an Uber or Lyft Accident?
Liability in rideshare accidents typically falls on the driver responsible for the accident. Compensation may be sought through their insurance or the rideshare company’s supplemental insurance.
Our legal professionals are skilled in determining liability and establishing negligence in rideshare accident claims.
How Our Rideshare Accident Lawyers in Miami Can Help
Rideshare accident claims require thorough evidence collection. Our attorneys are proficient in obtaining necessary documents like phone records, medical reports, and police records to build a strong claim.
Our staff handles the complexities of your claim, allowing you to focus on recovery.
Speak With Our Legal Team